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Free tools & resources

Making the maths obvious.

11 free calculators. No sign-up, no nonsense.

Investing

Investment calculator

See what waiting is really costing you.

Open the calculator→
Saving

Loyalty tax calculator

Find out what staying put is costing you.

Work out my loyalty tax→
Family

Junior ISA calculator

What a few pounds a month becomes by 18.

See the 18th birthday number→
Investing

Fund fees calculator

A 1% charge does not sound like much.

See what fees cost me→
Pensions

Pension match calculator

The pay rise you have to ask for.

Check my employer match→
Spending

Subscription calculator

Add up the small stuff. Brace yourself.

Add up my subscriptions→
Saving

Premium Bonds calculator

The odds, honestly.

Compare Premium Bonds→
Saving

Inflation calculator

What your cash is quietly losing.

See what inflation takes→
Pensions

State pension top-up calculator

One of the best-value buys in personal finance.

Check a top-up year→
Family

Child Benefit calculator

The tax charge nobody explains properly.

Check my Child Benefit→
Spending

Mortgage overpayment calculator

A hundred a month, years off the end.

See my overpayment→

All 11 calculators, free and open to anyone. Join the newsletter to hear first when a new one lands.

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